LENDINO EJENDOMSKREDITSELSKAB A/S — Credit Rating and Financial Key Figures

CVR number: 35654135
Valby Langgade 68 A, 2500 Valby
info@lendino.dk
tel: 70270250

Credit rating

Company information

Official name
LENDINO EJENDOMSKREDITSELSKAB A/S
Personnel
5 persons
Established
2014
Company form
Limited company
Industry

About LENDINO EJENDOMSKREDITSELSKAB A/S

LENDINO EJENDOMSKREDITSELSKAB A/S (CVR number: 35654135) is a company from KØBENHAVN. The company recorded a gross profit of 2541.9 kDKK in 2024. The operating profit was 142.1 kDKK, while net earnings were 326.1 kDKK. The profitability of the company measured by Return on Assets (ROA) was 2.7 %, which can be considered weak but Return on Equity (ROE) was 104.7 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 3.1 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. LENDINO EJENDOMSKREDITSELSKAB A/S's liquidity measured by quick ratio was 1.1 which is at a modest level. Thus, the company's liquid assets are in relative balance with its short-term liabilities, indicating a moderate liquidity position. While it's likely to meet its current obligations, financial flexibility may be constrained, and unexpected costs could pose challenges.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit1 857.872 447.021 795.332 241.712 541.85
EBIT-1 968.69-1 608.75-1 625.97- 632.09142.11
Net earnings-2 028.11-1 940.77-1 834.35- 670.06326.13
Shareholders equity total347.522 113.81728.76148.54474.67
Balance sheet total (assets)20 716.6717 954.9917 719.4715 623.7715 134.15
Net debt-18 156.82-15 550.45-15 384.59-13 977.04-14 010.31
Profitability
EBIT-%
ROA-9.2 %-8.2 %-9.0 %-3.4 %2.7 %
ROE-149.0 %-157.7 %-129.1 %-152.8 %104.7 %
ROI-74.7 %-64.8 %-54.2 %-35.1 %39.5 %
Economic value added (EVA)-2 090.83-1 654.72-1 759.03- 745.0193.73
Solvency
Equity ratio4.4 %12.6 %4.1 %1.0 %3.1 %
Gearing162.9 %75.3 %208.4 %548.2 %136.4 %
Relative net indebtedness %
Liquidity
Quick ratio1.01.21.11.01.1
Current ratio1.01.21.11.01.1
Cash and cash equivalents18 723.0317 141.9216 902.9814 791.3514 657.94
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBBBBB

Variable visualization

ROA:2.68%
Rating: 33/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:3.14%
Rating: 4/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Board member
Board member

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