S&P Pensionsmægler Sonne ApS — Credit Rating and Financial Key Figures

CVR number: 28710038
Reberbanen 13 L, 8400 Ebeltoft
gunner16@outlook.dk
tel: 40806426
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Company information

Official name
S&P Pensionsmægler Sonne ApS
Established
2005
Company form
Private limited company
Industry

About S&P Pensionsmægler Sonne ApS

S&P Pensionsmægler Sonne ApS (CVR number: 28710038) is a company from SYDDJURS. The company recorded a gross profit of -4.2 kDKK in 2024. The operating profit was -4.2 kDKK, while net earnings were 46.9 kDKK. The profitability of the company measured by Return on Assets (ROA) was 5.7 %, which can be considered decent but Return on Equity (ROE) was 23.2 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at -70.9 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. S&P Pensionsmægler Sonne ApS's liquidity measured by quick ratio was 0 which is at a very low level. Thus, the company is in an unstable financial position, with its liquid assets significantly undermatching its current liabilities. This severe liquidity deficiency may lead to financial distress and threaten the company's operational continuity.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit26.8860.1123.88-6.25-4.20
EBIT26.8860.1123.88-6.25-4.20
Net earnings32.79- 158.7027.7488.6746.89
Shareholders equity total- 560.73- 719.43- 691.69- 603.01- 556.12
Balance sheet total (assets)207.8832.2265.23176.29228.17
Net debt758.62729.35740.15773.31773.69
Profitability
EBIT-%
ROA10.0 %-13.3 %7.5 %13.6 %5.7 %
ROE17.9 %-132.2 %56.9 %73.4 %23.2 %
ROI10.1 %-13.6 %7.7 %13.9 %5.8 %
Economic value added (EVA)11.6650.1623.38-8.69-12.75
Solvency
Equity ratio-73.0 %-95.7 %-91.4 %-77.4 %-70.9 %
Gearing-135.3 %-101.4 %-107.0 %-128.2 %-139.1 %
Relative net indebtedness %
Liquidity
Quick ratio0.00.00.00.00.0
Current ratio0.00.00.00.00.0
Cash and cash equivalents
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBBBB

Variable visualization

ROA:5.74%
Rating: 45/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:-70.9%
Rating: 0/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chief executive officer

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