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J. L. FINANS ApS — Credit Rating and Financial Key Figures

CVR number: 25692055
Nebelvej 19, 8700 Horsens
Free credit report Annual report

Credit rating

Company information

Official name
J. L. FINANS ApS
Personnel
1 person
Established
2000
Company form
Private limited company
Industry

About J. L. FINANS ApS

J. L. FINANS ApS (CVR number: 25692055) is a company from HORSENS. The company recorded a gross profit of -8.5 kDKK in 2025. The operating profit was -108.5 kDKK, while net earnings were 421 kDKK. The profitability of the company measured by Return on Assets (ROA) was 9.5 %, which can be considered good but Return on Equity (ROE) was 5 %, which can be considered decent. The equity ratio, a key indicator for solidity, stood at 99.3 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. J. L. FINANS ApS's liquidity measured by quick ratio was 134.1 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-7.06-10.90-7.29-7.80-8.47
EBIT-82.06-85.91-82.29- 107.80- 108.47
Net earnings802.82-1 125.31837.71467.30420.99
Shareholders equity total8 431.267 161.717 949.428 355.728 449.22
Balance sheet total (assets)8 473.477 246.708 080.018 568.478 512.70
Net debt-8 336.95-7 193.51-7 966.82-8 348.29-8 441.06
Profitability
EBIT-%
ROA19.3 %-0.6 %11.0 %10.9 %9.5 %
ROE9.8 %-14.4 %11.1 %5.7 %5.0 %
ROI19.4 %-0.6 %11.0 %11.0 %9.5 %
Economic value added (EVA)- 463.56- 509.58- 444.59- 501.42- 512.74
Solvency
Equity ratio99.5 %98.8 %98.4 %97.5 %99.3 %
Gearing0.7 %1.2 %2.0 %0.7 %
Relative net indebtedness %
Liquidity
Quick ratio200.885.361.940.3134.1
Current ratio200.885.361.940.3134.1
Cash and cash equivalents8 336.957 241.608 060.498 513.158 500.54
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAAAAAA

Variable visualization

ROA:9.48%
Rating: 56/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:99.3%
Rating: 89/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Director

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