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HAARGAARD FINANS HOLDING A/S — Credit Rating and Financial Key Figures
Credit rating
Company information
About HAARGAARD FINANS HOLDING A/S
HAARGAARD FINANS HOLDING A/S (CVR number: 10071666) is a company from VEJLE. The company recorded a gross profit of -39.9 kDKK in 2025. The operating profit was -39.9 kDKK, while net earnings were 1747.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was 19.6 %, which can be considered excellent and Return on Equity (ROE) was 16.2 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 91.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. HAARGAARD FINANS HOLDING A/S's liquidity measured by quick ratio was 6.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -21.29 | -18.96 | -18.76 | -22.58 | -39.86 |
| EBIT | -21.29 | -18.96 | -18.76 | -22.58 | -39.86 |
| Net earnings | 1 726.02 | 3 732.71 | 414.47 | 230.93 | 1 747.75 |
| Shareholders equity total | 8 518.34 | 11 251.06 | 9 665.53 | 9 896.45 | 11 644.20 |
| Balance sheet total (assets) | 9 736.64 | 12 445.14 | 10 878.78 | 11 111.44 | 12 672.01 |
| Net debt | -8 725.12 | -11 332.93 | -4 486.78 | -4 536.46 | -5 835.02 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 18.9 % | 33.9 % | 10.6 % | 5.0 % | 19.6 % |
| ROE | 21.2 % | 37.8 % | 4.0 % | 2.4 % | 16.2 % |
| ROI | 19.4 % | 34.6 % | 10.8 % | 5.0 % | 19.6 % |
| Economic value added (EVA) | - 460.87 | - 495.79 | - 632.14 | - 566.58 | - 596.63 |
| Solvency | |||||
| Equity ratio | 87.5 % | 90.4 % | 88.8 % | 89.1 % | 91.9 % |
| Gearing | 11.4 % | 8.5 % | 12.0 % | 12.0 % | 8.6 % |
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 8.0 | 10.4 | 4.8 | 4.8 | 6.8 |
| Current ratio | 8.0 | 10.4 | 4.8 | 4.8 | 6.8 |
| Cash and cash equivalents | 9 695.81 | 12 288.00 | 5 647.11 | 5 719.94 | 6 831.34 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | AA | AA | AAA | AA | AAA |
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