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HAARGAARD FINANS HOLDING A/S — Credit Rating and Financial Key Figures

CVR number: 10071666
Vesterkant 13, 7100 Vejle
tel: 75857888
Free credit report Annual report

Credit rating

Company information

Official name
HAARGAARD FINANS HOLDING A/S
Established
2001
Company form
Limited company
Industry

About HAARGAARD FINANS HOLDING A/S

HAARGAARD FINANS HOLDING A/S (CVR number: 10071666) is a company from VEJLE. The company recorded a gross profit of -39.9 kDKK in 2025. The operating profit was -39.9 kDKK, while net earnings were 1747.7 kDKK. The profitability of the company measured by Return on Assets (ROA) was 19.6 %, which can be considered excellent and Return on Equity (ROE) was 16.2 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 91.9 %, a level that can be considered to be very good, which means that the majority of assets are financed by equity. HAARGAARD FINANS HOLDING A/S's liquidity measured by quick ratio was 6.8 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2021
2022
2023
2024
2025
Volume
Net sales
Gross profit-21.29-18.96-18.76-22.58-39.86
EBIT-21.29-18.96-18.76-22.58-39.86
Net earnings1 726.023 732.71414.47230.931 747.75
Shareholders equity total8 518.3411 251.069 665.539 896.4511 644.20
Balance sheet total (assets)9 736.6412 445.1410 878.7811 111.4412 672.01
Net debt-8 725.12-11 332.93-4 486.78-4 536.46-5 835.02
Profitability
EBIT-%
ROA18.9 %33.9 %10.6 %5.0 %19.6 %
ROE21.2 %37.8 %4.0 %2.4 %16.2 %
ROI19.4 %34.6 %10.8 %5.0 %19.6 %
Economic value added (EVA)- 460.87- 495.79- 632.14- 566.58- 596.63
Solvency
Equity ratio87.5 %90.4 %88.8 %89.1 %91.9 %
Gearing11.4 %8.5 %12.0 %12.0 %8.6 %
Relative net indebtedness %
Liquidity
Quick ratio8.010.44.84.86.8
Current ratio8.010.44.84.86.8
Cash and cash equivalents9 695.8112 288.005 647.115 719.946 831.34
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingAAAAAAAAAAAA

Variable visualization

ROA:19.6%
Rating: 73/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:91.9%
Rating: 72/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Board member

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