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Cardcret ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About Cardcret ApS
Cardcret ApS (CVR number: 41078049) is a company from RANDERS. The company recorded a gross profit of 0 kDKK in 2025. The operating profit was -7 kDKK, while net earnings were -5.4 kDKK. The profitability of the company measured by Return on Assets (ROA) was -42.2 %, which can be considered poor and Return on Equity (ROE) was -67.7 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at 30.7 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Cardcret ApS's liquidity measured by quick ratio was 1.4 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | -7.50 | -7.75 | -9.48 | ||
| EBIT | -7.50 | -7.75 | -9.48 | -7.63 | -7.00 |
| Net earnings | -6.02 | -6.26 | -7.73 | -5.95 | -5.44 |
| Shareholders equity total | 30.70 | 24.44 | 16.71 | 10.76 | 5.32 |
| Balance sheet total (assets) | 34.69 | 36.19 | 21.72 | 15.76 | 17.32 |
| Net debt | -32.07 | -31.80 | -15.15 | -7.48 | -7.50 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | -19.9 % | -21.9 % | -32.7 % | -40.7 % | -42.2 % |
| ROE | -17.9 % | -22.7 % | -37.6 % | -43.3 % | -67.7 % |
| ROI | -22.3 % | -28.1 % | -46.1 % | -55.5 % | -86.8 % |
| Economic value added (EVA) | -7.70 | -7.59 | -8.62 | -6.79 | -6.00 |
| Solvency | |||||
| Equity ratio | 88.5 % | 67.5 % | 76.9 % | 68.3 % | 30.7 % |
| Gearing | |||||
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 8.7 | 3.1 | 4.3 | 3.2 | 1.4 |
| Current ratio | 8.7 | 3.1 | 4.3 | 3.2 | 1.4 |
| Cash and cash equivalents | 32.07 | 31.80 | 15.15 | 7.48 | 7.50 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BB | BB | BB | BB | BB |
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