Howden Pensionsmægler ApS — Credit Rating and Financial Key Figures

CVR number: 35892974
Nørgaardsvej 30, 2800 Kongens Lyngby
finans-mgmt@northrisk.dk
tel: 40226692
northrisk.dk

Credit rating

Company information

Official name
Howden Pensionsmægler ApS
Personnel
1 person
Established
2014
Company form
Private limited company
Industry
  • Expand more icon66Activities auxiliary to financial services and insurance activities

About Howden Pensionsmægler ApS

Howden Pensionsmægler ApS (CVR number: 35892974) is a company from LYNGBY-TAARBÆK. The company recorded a gross profit of 53.1 kDKK in 2024. The operating profit was 52.5 kDKK, while net earnings were 31.6 kDKK. The profitability of the company measured by Return on Assets (ROA) was 9.8 %, which can be considered good but Return on Equity (ROE) was 18.1 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 35 %, a level that can be considered to be low. This means a higher proportion of debt in its capital structure, indicating a greater reliance on borrowed funds. Howden Pensionsmægler ApS's liquidity measured by quick ratio was 1.5 which is at a very high level. Thus, the company demonstrates exceptional financial stability, possessing a significant surplus of liquid assets over its short-term liabilities.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2020
2021
2022
2023
2024
Volume
Net sales
Gross profit1 103.00963.001 024.491 113.3253.08
EBIT636.00449.00138.45199.5452.49
Net earnings526.00367.00123.14163.5531.55
Shareholders equity total1 053.001 307.001 424.84158.65190.20
Balance sheet total (assets)1 351.001 465.001 533.95542.18542.95
Net debt- 925.00-1 179.00- 902.84- 236.34- 314.00
Profitability
EBIT-%
ROA61.1 %33.7 %10.9 %20.2 %9.8 %
ROE62.2 %31.1 %9.0 %20.7 %18.1 %
ROI78.7 %40.3 %11.8 %22.9 %13.4 %
Economic value added (EVA)495.62343.43101.38129.4155.70
Solvency
Equity ratio77.9 %89.2 %92.9 %29.3 %35.0 %
Gearing136.4 %120.4 %
Relative net indebtedness %
Liquidity
Quick ratio4.59.319.41.41.5
Current ratio4.59.319.41.41.5
Cash and cash equivalents925.001 179.00902.84452.72542.95
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBABBBBB

Variable visualization

ROA:9.78%
Rating: 57/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:35.0%
Rating: 30/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

Roles

Chairman of the board
Chief executive officer

Companies in the same industry

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