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FINOPTIMA ApS — Credit Rating and Financial Key Figures
Credit rating
Company information
About FINOPTIMA ApS
FINOPTIMA ApS (CVR number: 35816178) is a company from LEJRE. The company recorded a gross profit of 880 kDKK in 2025. The operating profit was -193.8 kDKK, while net earnings were -137.3 kDKK. The profitability of the company measured by Return on Assets (ROA) was -18.4 %, which can be considered poor and Return on Equity (ROE) was -22.6 %, which can be considered poor. The equity ratio, a key indicator for solidity, stood at -16.3 %. This indicates that the company's debt surpasses the value of its total assets, posing significant financial risk. FINOPTIMA ApS's liquidity measured by quick ratio was 0.7 which is at a low level. Thus, the company may face difficulties in addressing its short-term obligations with its available liquid assets.
Financial information
See financialsGross profit (kDKK)
EBIT (kDKK)
Profitability
Solidity
Key figures (kDKK)
See financials2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Volume | |||||
| Net sales | |||||
| Gross profit | 2 404.30 | 2 153.35 | 2 046.81 | 1 947.97 | 880.01 |
| EBIT | 1 457.67 | 1 220.02 | 1 062.34 | 965.23 | - 193.82 |
| Net earnings | 1 139.61 | 954.26 | 839.21 | 767.05 | - 137.26 |
| Shareholders equity total | 1 258.82 | 1 013.08 | 902.29 | 869.34 | -67.92 |
| Balance sheet total (assets) | 2 106.18 | 1 759.69 | 1 606.65 | 1 500.05 | 347.79 |
| Net debt | - 846.46 | - 625.30 | - 506.53 | - 255.17 | 9.67 |
| Profitability | |||||
| EBIT-% | |||||
| ROA | 73.5 % | 63.5 % | 63.9 % | 63.3 % | -18.4 % |
| ROE | 97.9 % | 84.0 % | 87.6 % | 86.6 % | -22.6 % |
| ROI | 123.7 % | 106.3 % | 110.7 % | 110.4 % | -31.1 % |
| Economic value added (EVA) | 1 081.05 | 886.39 | 776.84 | 707.04 | - 194.96 |
| Solvency | |||||
| Equity ratio | 59.8 % | 57.6 % | 56.2 % | 58.0 % | -16.3 % |
| Gearing | -384.4 % | ||||
| Relative net indebtedness % | |||||
| Liquidity | |||||
| Quick ratio | 2.0 | 1.9 | 1.9 | 2.1 | 0.7 |
| Current ratio | 2.0 | 1.9 | 1.9 | 2.1 | 0.7 |
| Cash and cash equivalents | 846.46 | 625.30 | 506.53 | 255.17 | 251.42 |
| Capital use efficiency | |||||
| Trade debtors turnover (days) | |||||
| Net working capital % | |||||
| Credit risk | |||||
| Credit rating | BBB | BBB | BBB | BBB | BB |
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