Bedre Kredit ApS — Credit Rating and Financial Key Figures

CVR number: 39788985
Center Boulevard 5, 2300 København S

Credit rating

Company information

Official name
Bedre Kredit ApS
Personnel
1 person
Established
2018
Company form
Private limited company
Industry
  • Expand more icon64Financial service activities, except insurance and pension funding

About Bedre Kredit ApS

Bedre Kredit ApS (CVR number: 39788985) is a company from KØBENHAVN. The company recorded a gross profit of 15.9 mDKK in 2022. The operating profit was 15.9 mDKK, while net earnings were 15.5 mDKK. The profitability of the company measured by Return on Assets (ROA) was 167 %, which can be considered excellent and Return on Equity (ROE) was 1022.9 %, which can be considered excellent. The equity ratio, a key indicator for solidity, stood at 19.7 %, a level that can be considered to be very low. This means the company is highly leveraged, with most assets financed through debt. This high level of financial risk could pose challenges in periods of financial distress or rising interest rates. Bedre Kredit ApS's liquidity measured by quick ratio was 1.2 which is at a high level. Thus, the company is in a strong financial position, with liquid assets surpassing current liabilities. It is well-prepared to cover short-term financial obligations.

Financial information

See financials

Gross profit (kDKK)

EBIT (kDKK)

Profitability

Solidity

Key figures (kDKK)

See financials
2019202020212022
Volume
Net sales
Gross profit-11 199.38-3 189.30-1 442.5615 859.74
EBIT-14 359.43-6 809.06-1 565.1315 860.21
Net earnings-15 628.04-8 454.50-2 014.7615 473.88
Shareholders equity total-9 578.04-13 132.55-15 147.31326.57
Balance sheet total (assets)23 178.855 388.912 698.891 657.65
Net debt-2 175.1814 384.8416 239.87- 685.11
Profitability
EBIT-%
ROA-43.8 %-26.6 %-8.6 %167.0 %
ROE-67.4 %-59.2 %-49.8 %1022.9 %
ROI-49.6 %-30.5 %-9.7 %191.0 %
Economic value added (EVA)-14 359.43-6 168.21- 483.4716 019.07
Solvency
Equity ratio-27.0 %-70.9 %-84.9 %19.7 %
Gearing-10.4 %-117.3 %-110.5 %
Relative net indebtedness %
Liquidity
Quick ratio5.91.82.01.2
Current ratio5.91.82.01.2
Cash and cash equivalents3 175.181 014.49494.05685.11
Capital use efficiency
Trade debtors turnover (days)
Net working capital %
Credit risk
Credit ratingBBBBBBB

Variable visualization

ROA:167.0%
Rating: 100/100
-20%
0%
4%
11%
24%
60%
Graph showing the distribution of the variable
Equity ratio:19.7%
Rating: 19/100
-1%
21%
50%
81%
99%
100%
Graph showing the distribution of the variable

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